If you are looking for dental insurance coverage in Pennsylvania, Delta Dental is a popular choice. In this article, we will explore the different types of coverage offered by Delta Dental of Pennsylvania in 2023.
What is Delta Dental?
Delta Dental is a dental insurance provider that operates in all 50 states in the United States. Founded in 1954, it is one of the largest dental insurance providers in the country. Delta Dental of Pennsylvania is the state affiliate of Delta Dental.
Types of Coverage
Delta Dental of Pennsylvania offers several types of dental insurance coverage. These include:
- Delta Dental PPO
- Delta Dental Premier
- DeltaCare USA
Delta Dental PPO
Delta Dental PPO is a preferred provider organization plan that allows you to choose any dentist you want, but you will save money if you choose a dentist who is in the Delta Dental network. With this plan, you do not need a referral to see a specialist.
Delta Dental Premier
Delta Dental Premier is a fee-for-service plan that allows you to choose any dentist you want, but you will save money if you choose a dentist who is in the Delta Dental Premier network. With this plan, you do not need a referral to see a specialist.
DeltaCare USA
DeltaCare USA is a dental health maintenance organization plan that requires you to choose a primary care dentist from the DeltaCare USA network. With this plan, you must get a referral from your primary care dentist to see a specialist.
Coverage Details
Delta Dental of Pennsylvania covers a wide range of dental services, including:
- Preventive services (cleanings, exams, X-rays)
- Basic services (fillings, extractions)
- Major services (crowns, bridges, dentures)
- Orthodontics (braces)
Preventive Services
Preventive services are covered at 100% by Delta Dental of Pennsylvania, meaning you will not have to pay anything out of pocket for these services.
Basic and Major Services
Basic and major services are covered at varying percentages depending on the type of plan you have. For example, with Delta Dental PPO, basic services are covered at 80% and major services are covered at 50%.
Orthodontics
Orthodontic services are covered at varying percentages depending on the type of plan you have. For example, with Delta Dental PPO, orthodontic services are covered at 50%.
Costs
The cost of Delta Dental of Pennsylvania coverage varies depending on the plan you choose and the level of coverage you want. Delta Dental Premier tends to be more expensive than Delta Dental PPO or DeltaCare USA.
Delta Dental PPO
The cost of Delta Dental PPO coverage in Pennsylvania starts at around $20 per month for an individual and $60 per month for a family.
Delta Dental Premier
The cost of Delta Dental Premier coverage in Pennsylvania starts at around $35 per month for an individual and $100 per month for a family.
DeltaCare USA
The cost of DeltaCare USA coverage in Pennsylvania starts at around $15 per month for an individual and $50 per month for a family.
Conclusion
Delta Dental of Pennsylvania offers a variety of dental insurance coverage options to meet your needs and budget. Whether you choose Delta Dental PPO, Delta Dental Premier, or DeltaCare USA, you can rest assured that you will have access to quality dental care. Consider your options carefully and choose the plan that works best for you and your family.